Franchise Opportunity - Questions To Ask The Franchisor - #42

Finding The Right Franchise

Whether its hamburgers, pizza, telecom, coffee, Internet, muffler parts, or seniors services, there are Franchise opportunities available to evaluate. There are great Franchise systems, good Franchise systems, and bad Franchise systems. The challenge is to ask the right questions to find the right system that will fit your goals and dreams. The key is to ask the questions and listen closely to the responses. Only then can you determine if the Franchise opportunity is the right fit for you. So whether its food services like burgers or coffee, professional services like telecom or IT, or manual services like cleaning or oil changes, ask the questions and record the answers.

Unified Thinking

The entire process of due diligence, for both parties, should be about determining whether there is unified thinking. My counsel is to step back at the end of the due diligence process and ask yourself the following question: Did the process help both parties to determine if they have unified thinking about the business at hand? If the answer is not yes, then youve either got more work to do, or something with the system is not right and you should examine alternatives.

Franchising is about finding the right strategic-partnerships to allow both parties to prosper at a higher level together than they would if they were not to enter into an agreement to do business together.

You must be comfortable with the Franchising concept itself. Its the Franchisors strategy to penetrate and dominate a marketplace. Youve got to be comfortable with the Franchisors strategies to do just that. If they make sense to you, it can be a great ride in achieving success together.

You should assess your needs, wants and desires to make sure that they can be met with a successful Franchise in the system. You should bring to the surface all of your fears, uncertainties, and doubts to determine if you can solve them with the business and the future you can create. The worst thing you can do is leave them buried.

Finally, can you see yourself reaching your goals, dreams and objectives by operating a successful business in the Franchisors system? Will the Franchise help you to achieve those goals and dreams?

To receive a free copy of an E-Book titled Franchise Opportunity Making The Right Decision by Dennis Schooley, email that request to corp@schooleymitchell.com.

Dennis Schooley is the Founder of Schooley Mitchell Telecom Consultants, a Professional Services Franchise Company. He writes for publication, as well as for schooleymitchell.blogging.com and franchises.blogging.com, in the subject areas of Franchising, and Technology for the Layman. http://www.schooleymitchell.com, 888-311-6477, dschooley@schooleymitchell.com.

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Wintertime Blue Catfishing

The widespread blue catfish, also known as "humpback blue", "Mississippi White" and "Bluecat" is the preferred catfish for a very high percentage of catmen. The blue catfish matures into a very large catfish, and currently is the heaviest catfish species of record in North America.

The popular bluecat really reaches his peak and is easiest to catch in the wintertime when the water temperature hovers between 35 and 50 degrees. The bluecat is different from other catfish in that he stores little fat in his body. The blue must eat year around to survive, and he will eat just about anything that swims. The only hard and fast rule concerning what the bluecat will eat is that it must fit in his mouth.

Wintertime blues school together in deep water, usually the deepest water available to them. But they are easy to find due to their habit of cruising along very slowly, just under schools of suspended shad, waiting for the errant shad to be separated from the school and easily picking him off without spooking the school. The recommended technique for catching wintertime blues is to locate the schools of shad, net a few fresh from the school and bait up, dropping the cut baits two or three feet below the school of shad. Use a rodholder or keep the rod in your hand. A hit on an unattended rod will result in a splash and a dumb look on the face of the fisherman.

To net shad in deep water, first locate the shad and place the boat directly over them. Tie an extra handline on the end of the castnet handline to allow the net to descend to the level of the shad.

Above all, remember that the water temperature is low enough to be a safety issue. Hypothermia will result within a minute of submersion. Be careful to wear a life preserver at all times on the water, adult and children. Safety first at all times.

Reprint permission granted as long as the message is reprinted in its entirety including the submission, author identification information and this permission.

Submitted by Albert McBee. Copyright December 2006. The author is a catfishing guide on Robert S Kerr Lake in Eastern Oklahoma.

Author is a 100% disabled Viet-Nam Veteran operating Oklahoma Catfish Charter Service and maintaining several websites including http://www.okcharters.com, http://www.precisioncaster.net and http://www.bigboyztoystore.com

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7 Sure Fire Ways To Overcome Stage Fright When Speaking Or Performing

Prayer or Meditation: If youre a believer you can pray if you are not at least take time to clear your mind and meditate. (On clearing your mind) A short prayer for God to guide you and give you the right words cant ever hurt. God has promised to give believers words even when they are under a heavy persecution; Mt 10:19. Why wouldnt he also help when there isnt any persecution? He would. Obviously you must do this before you speak. If you dont pray before you speak you might find yourself praying in the middle of your presentation for God to get you out of it as quickly as possible. Do not overlook this little gem because although it seems unimportant, it can actually be what makes or breaks your performance or presentation.

Concentrate Only On what Your Doing or Saying: Finding something to focus on in the room, the podium or in your own head is the quick road to failure. If you are concentrating on some external matter your attention is divided and everyone will see that as clearly as a red blinking light on you head. One hundred percent of your attention on your subject, your music or anything else leaves zero percent wasted on fear, faces and nerves. It also goes without saying that you should never give any attention to time. It is another great false detractor. If youre in a hurry, it shows a lack of confidence, if you go over time you must be approaching expert levels in your field. Take that as an unspoken compliment.

Ask Yourself One Single Question: Before you begin speaking ask yourself one all important question. Who in this entire audience could do or say what I am doing or saying? If you consider the answer very carefully you will always arrive at the same answer which is, few to none. When I was playing American and Irish Folk music I constantly reminded myself that I had a repertoire of about one thousand songs. I wasnt trying to feed my ego but I was reminding myself of one fact. If I were to ask my audience how many people could do one thousand songs, I would get no answers at all most of the time. When I get up to speak I am reminded of years of schooling, hours of personal preparation, scores of published articles and two published books. Ego, no, it is only the answer to the all important question. The bottom line is that since no one can say or do what you are saying or doing just get on with it. Waste no time on what anyone thinks. If they could do what you are doing they would be in the podium and you would be in the audience.

Get Emotional: If you stuff doesnt move you it wont move anyone else either. This is an immutable rule of presentation. If you are singing your interpretation of Twinkle Twinkle Little Star pour yourself into it. If you are speaking about the nocturnal habits of fire ants do it with gesticulations, reverberations and tremors. Ridiculous you say, think again. One of the greatest influences in my days of performing music was a man I had never met and I never heard even one note of his music. His influence came from the remarks I heard others make about him. They all agreed that his shows were amazing because he was so overwhelmingly emotional and caught up in what he was doing. I soon discovered that when I got all wrapped up and emoted in my music that even when I thought my performance was poor the audience did not. Try it youll like it.

Use Humor: Not everyone is good at telling jokes and humorous stories but almost everyone knows at least one or two good ones. Nothing breaks the ice quicker than humor. If you get them laughing early you have already invoked at least one basic human emotional response, provoking others will be a great deal easier from then on. Dont comb the joke books looking for the best jokes. Think of the jokes you have heard others say recently. The key is twofold. Pick a joke or humorous story that is somewhat related to what you are presenting. And do not pick jokes that you alone think are funny. Use jokes that you have seen bringing others to a belly laugh. Use humor that has worked in the public domain. Dont overdue the humor angle because people can recognize filler material very easily. The other side of the coin is not to ignore this useful tool of the trade. Laughter is a great equalizer for both audience and speaker.

Get Personal: This is far more than good advice, it is a rule that if ignored will become the difference between success and failure. I have watched skilled musicians who never once addressed their audiences. Their performance may have been impeccable but in the end met with little acclaim. Ive heard speakers who know their subject forward and backward but left people yawning and fidgeting. What was missing was often if not always the personal touch. You must get a rapport going with any audience on the personal level or will get nothing else going at all. How can you do that? Take a cue from the stand up comedian or the storyteller. They ask mundane questions and they wait for someone to answer or acknowledge it with a gesture or murmur. Where are you from, any one here from New York? Hey, does it ever stop raining here in Washington. Let me see how many of you are here tonight; if youre here raise your hand. For those of you that didnt raise your hand I have a question, where the heck are you? I often started off by saying, thank you for having me here tonight and it is good to see you all here to hear my music, now get out of here every one of you. Some were shocked, some giggled some roared but all came to attention. Sound silly, it is but make no mistake, it works.

See The Crowd As Only One Person: No science is available to prove how or why this little tool works, but be assured it will never fail. Always speak to the audience as if you were talking to only one single person. It makes them feel that you are being very personal with each individual, they can feel the difference. It shrinks the crowd on a perceptional level for you. Remember that perception is often the better part of reality. It moves the entire matter to a, one on one. Who wouldnt admit that they are more comfortable talking to their neighbor or some stranger but not a whole crowd? Approach your performance or address as if you were doing just that and you will succeed.

Rev Bresciani is the leader of a non-denominational ministry in the New Orleans area. He has written many articles over the past thirty years in such periodicals as Guideposts and Catholic Digest. He is the author of two books available on Amazon.com, Alibris, Barnes and Noble and many other places. Rev Bresciani wrote, Hook Line and Sinker or What has Your Church Been Teaching You, published by PublishAmerica of Baltimore MD. He also wrote a book recently released by Xulon Press entitled An American Prophet and His Message, Questions and Answers on the Second Coming of Christ. Rev Bresciani has his own website at http://americanprophet.org

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Make Money Fast In FOREX Trading

Here we are going to look at making money fast in currency trading and some tips to do it.

Much of this advice is not conventional but most currency traders dont make money fast!

Here are your tips

We are going to assume you trade already, and you have a method you are confident in, and can apply with discipline.

With simple changes in trades taken and money management we will show you how to increase your capital gains.

The trading tips below will work well for traders who want to catch the big profits from the big currency trends that last months or years and will help you make money fast in forex trading.

1. Accept Volatility and Risk

All good FOREX traders understand that volatility and risk mean big money making potential.

You can't have a profitable FOREX trading method without taking risk, you need to risk more to gain more. .

Risk though is misunderstood by most currency traders and they try and limit risk so much that they actually have no chance of making any profits.

They always get stopped out.

The perfect example is the day, or intra day trader, trading in one session with a tight stop.

If you are after a big gain give the trade room to breathe and place a stop that takes into account market volatility.

Also dont trail your stop to quickly leave it far enough behind not to get stopped out by volatile reactions within the long term trend.

You cant predict volatility in the day so dont try.

Look longer term take bigger calculated risks and go for bigger profits and trade less.

2. Trade Infrequently

Many traders trade frequently and always like to be in the market, they fear they will miss a move, or that by trading more frequently, they will make money.

There is no correlation between how often you trade and how much money you make, so learn to be patient.

The big moves in FOREX trading, with the best risk to reward, come a few times a year, and you should trade infrequently.

Focus on the trades that make the really big gains and be patient while you wait for them.

3. Dont Diversify

Diversification is a great way to make money slowly not fast you simply are diluting your gains, if you are trading a small forex account.

Focus only on trades that you are confident can make big money in and dont hedge or take other trades. If you think the trade is going to be big back your judgment.

4. Money Management

We are looking at the BIG opportunities that allow us to make big gains, and this is actually, where money management becomes important.

Where taking calculated risks here not just taking risk for the sake of it.

The tips below are a great way of controlling risk

1. Buying options at in or close to the money, they will give you staying power and stop you getting taken out by volatility.

Be careful not to buy out the money options and make sure that you get plenty of time on your side if using this method.

Many traders lose, not because they were wrong about the trend, they simply got stopped out.

Options overcome this problem and will give you staying power.

2. Many traders start trailing their stops to close as we said earlier to lock in a profit, more often than not they get stopped out.

The trade runs on to make thousands more in profit and there not in it!.

Keep your stop in its original position and let the move develop without the temptation to move your stop up.

Youre looking to make money fast, and youre trading selectively so have the courage of your conviction .

Consider this

The fact is in currency trading or any other venture in life that involves making big gains you have to take a calculated risk at the right time and have the courage to go for it.

I read all the time about risk management in trading and some traders become so obsessed with not losing they will actually never win and lose their equity over time.

Dont make the same mistake.

MORE FREE BETTER TRADING INFO

On all aspects of becoming a profitable trader including info free articles, systems and PDF downloads as well as an exclusive Gann Trading Course visit our website at http://www.net-planet.org/index.html

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Understanding Economic Cycles (Business Cycles)

Definition from Wikipedia.org.:The business cycle or economic cycle refers to the fluctuations of economic activity about its long term growth trend. The cycle involves shifts over time between periods of relatively rapid growth of output (recovery and prosperity), and periods of relative stagnation or decline (contraction or recession). These fluctuations are often measured using the real gross domestic product. Despite being named cycles, these fluctuations in economic growth and decline do not follow a purely mechanical or predictable periodic pattern.

The economic clock is a simplified approach to understanding our position as to the health of the ecomony. It also assists to identify the best performing market sectors in elation to the growth area of the economic cycle. Keep in mind that the there any number of random influences that effect the economy such as wars, natural disasters and the like that sway the cycle and effect the transistion. It wiil never be a perfect cycle and should only be used as guide to assist with investment decisions.

The above example is very simplified version of economic expansion and contraction. The Economic Cycle Research Institute or ECRI www.businesscycle.com earn a living from analysing the economy and providing detailed information on the health of the economy by way of specialized indicators from various economic sources. These indicators are complied and the result is some of the best leading index indicators for picking turning points in the economy. One indicator we follow is the Weekly Leading Index or WLI.

It is worth visiting the website http://www.businesscycle.com/about/approach/ to get a better understanding or read the book

Beating the Business Cycle: How to Predict and Profit from Turning Points in the Economy, by Lakshman Achuthan and Anirvan Banerji, New York: Currency Doubleday, 2004. In Martin J. Prings book, The Investors Guide to Active Asset Allocation, 2006. He describe the bussiness cycles in six stages, where:
Stage 1 - only Bonds are bullish;
Stage 2 - Only commodities are bearish;
Stage 3 - Everything is bullish;
Stage 4 - Bonds begin a bear market but stocks and commodities remain bullish,
Stage 5 - only commodities are bullish) and Stage 6 Nothing is Bullish

Martin is a well respected market analyst and commentator and in his book he clearly describes the intermarket relationships between the major markets and how they are intrinsically tied with each other. The flow on effects of each cycle then affects the corresponding business sectors expanding or contracting business in each of these sectors.

Rob Miragalia, Trading and investing has been part of my life I have dedicated 6 years t developing methods and specialist indicators to assist with business cycle selection and pin pointing moves in the market before they occur. At http://www.swingtradinglab.com/ we have specialist indicators that ahve been developed to achieve these outcomes.

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Texas Tundra Plant, Now More Active

Detroit's 'Big 3' automakers probably dont want to hear the fact that Tundra plant in Texas is producing one pickup truck every minute. This information was unleashed by Toyota before its first assembly of Tundra.

As the Detroit's Big 3, which is composed of General Motors Corp., DaimlerChrysler AG and, Ford Motor Co., struggles to maintain its standing in the pickup truck segment, Toyota plans to manufacture a total of 200,000 pickups every year. Said production is attributed to the highly automated and sophisticated facility of its new Tundra plant in Texas.

Mike Goss, Toyota spokesperson said, "If consumer demand pushes the plant on San Antonio's south side to operate at full capacity, which could happen by next spring, a truck will roll off the line an average of every 73 seconds." He added, "From beginning to end a truck will take 20 to 24 hours to complete."

Aside from the Texas plant, Toyota Tundra high performance parts are also assembled at Toyota's Princeton, Ind., plant. However, the production is boosted by active participation of the new plant in Texas. Toyota's Tundra plant in Texas in conjunction with its 21 onsite suppliers is expected to employ 4,100 people. Said information was earlier announced by Toyota.

Don Jackson, vice president of quality and production for Toyota's Texas arm said, "The suppliers will provide about 70 percent of the parts used in the Tundras and 50 percent of the value of parts in each truck."

Tundra replaced the T100. The second generation version of Tundra, which was introduced at the 2007 Chicago Auto Show, is made larger to serve as a mighty rival for Ford F-Series, Chevrolet Silverado, Dodge Ram, and Nissan Titan. Accessories Toyota Tundra truck parts are also upgraded to enhance quality and functionality.

Auto analysts are saying that Toyota is poised to overtake General Motors Corp. as the largest automaker around the world. Moreover, Toyota is initiating strategies to win the reign. So far, said strategies are making good impressions in the automotive world.

Nowadays, Toyota and Ford are spending millions to dethrone Ford in the pickup truck segment. However, no other automakers have succeeded in trying to topple the throne of Ford. It has dominated the segment for several decades now. In fact, its F-150 remains as the top-selling car in America.

Mark Clarkson is a 35 year old marketing consultant for a leading auto parts store. This native of Denver is also an offroad enthusiast. You can visit Toyota Tundra high performance parts for more information.

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Save Your Home From Threats With Insurance

The home of a person is certainly one of his most precious possessions. It takes years for so many people to gather enough money to have a roof of their own. For many people, it becomes a lifelong process. And this valuable possession always remains under the threat of some or the other kind of damages, like fire, wind, flood, hurricane, theft, etc. This clearly brings to light the importance of home insurance.

It has been estimated that over two million homes throughout the UK are vulnerable to the risk of damages caused by flood. Many factors such as heavy rainfall or high tides due to bad weather are responsible for frequent floods in the UK. Whatever may be the cause, the effect is always highly destructive. The homeowner needs to shell out huge amount of money to repair the house after it is affected by a calamity, natural or otherwise.

For the well-off, it may not be that difficult to revamp their home after the ravages done by mishaps like flood, fire etc. It is the people with limited budget that face real hardships while coping with the problem. Home Insurance comes handy to the second category of people. If they have an insurance policy with them then the loss can be compensated. The insurance company will be liable to bear the cost of home repairing.

However, it needs some ingenuity and research from the part of the consumer while taking a Home Insurance policy. Research reveals that fifty two per cent of people who were affected by floods in 2006 found that they were not covered by insurance companies. This is because their homes were in areas where only special insurance plans are applicable.

If your home is in the coastal areas then it is important that you check that you have adequate protection against the ramifications of a flood. Similar carefulness should be shown while taking home insurance policies against other probable threats.

Allan Elvin is an MBA in Finance and has a rich experience of writing on topics related to finance. He professes special interest and expertise in Home Insurance and in guiding you on its various details.

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Heel-Toe Shifting While Drifting Your Car

In the following article we will discuss how to heel-toe(also known as heel-toe shifting) and how it applies to learning how to drift.

First off lets explain what heel-toe shifting is:

Heel-and-toe is a driving technique used in performance driving. It involves operating the accelerator and brake pedals simultaneously with the right foot, while facilitating normal activation of the clutch with the left foot. It is used when braking and downshifting simultaneously (like when going around a turn), and allows the driver to "blip" the throttle to raise the engine speed and smoothly engage the lower gear.(From wikipedia.org)

Why is this drifting technique so important?

As you approach a corner, you are generally in a higher gear accelerating toward the corner. As you enter the corner you are breaking and reducing your speed.

If you keep reducing your speed but stay in the higher gear, you wont be in the correct gear to give you the best acceleration out of the corner (or in the case of a drift, you wont have the power to keep your tires spinning through the corner)

Using heel-toe you can keep your car in its "power band" which basically means you have the maximum power throughout the whole corner.

Ok so you are probably convinced that heel toe shifting is something you should know how to do. Heel toe shifting is a fundamental part of drifting your car. If you are a beginner, this is one of the drifting instructions that you will need to practice a lot before really learning to drift your car.

When you are practicing your first REAL drift, knowing how to heel-toe is going to be very helpful. And unlike drifting, heel toe is quite safe to practice. IF you are serious about drifting, then this is a good place to start. The site Car Drifting Explained at http://www.cardriftingexplained.com is an excellent resource on finding all of the drifting techniques.

So get out there and try it using the following instructions:

You can practice this technique practically anywhere. You dont have to be going fast to do it.

1) While you are approaching a corner begin braking
2) Continue braking while you turn
3) Push the clutch in
4) Use the side of your foot to press down the accelerator so that your engine revs up.
5) Shift into a lower gear (in your case you'll probably be going from 3rd to 2nd) and at the same time, you slide your foot off the brake and on to the accelerator.

TIP: Try to time the downshift so it matches the point where you would normally start accelerating through the corner.

VIDEO: Watch this video to get an explanation of what a heel-toe shift is: http://www.youtube.com/watch?v=lJAP6IHVh18

Thats all it takes! Keep practicing, and good luck!

**Disclaimer** We do not condone dangerous or unsafe driving. Always wear your seatbelt, always obey the speed laws and other local traffic laws. IF you smash up your car it is not our fault.

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Learn Forex Currency Trading Online

Forex, a specialized form of day trading, involves the simultaneous buying and selling of world currencies. Trading occurs via phone, or online, with hubs in Sydney, London, Tokyo and New York, creating a 24-hour market. Forex is a speculative market, and as with many securities markets, requires a certain level of knowledge to reap the possible huge profits and avoid the profound losses. One way to gain this knowledge is to learn forex currency trading online.

Websites to learn forex currency trading online abound from brokerage sites to software (trading platforms) sites to online educational sites. In exchange for opening an account, some brokerage sites will offer free online classes in forex using the brokerages personal trading platform. Other sites offer free self-study courses that include contact with professional forex traders, and a 30-day live trading demo to learn forex currency trading online.

The educational sites provide a range of course types, with varying costs, to learn forex currency trading online. Choices include online seminars, self-study classes in the form of online sessions and in downloaded files, interactive lessons with professionals, and the use of videos simulating actual trades. Prices for the courses range from free to hundreds of dollars. One website, The Online Training Academy, which was formed in 1997 to specifically train traders, also offers mentoring programs and on-location courses.

Professional traders offer courses to learn forex currency trading online. Some of these traders have been trading forex since its inception, and have developed their own trading platforms (software). Their courses offer their expertise in CD, DVD and study-at-home via online formats, and can cost anywhere from $300 on up, depending on the number of sessions and level of expertise desired.

The majority of the online class sites agree certain basic topics are necessary to learn forex currency trading online, starting with how the forex market works. Knowledge of forex terms, such as spread, margin, rollover etc, is also important. In addition, it is important to know about currency pairs and the types of charts available, plus how to read them. Understanding when to trade is also recommended.

Once traders learn forex currency trading online, and before trading can begin, they need to know how to open an account, to distinguish features of trading platforms, and the best way to choose a broker. This last is particularly important because in order to trade, a customer must have a reputable broker. Many brokers offer simulated trading sessions to help the trader understand the process before committing capital, and to decide if the brokerages particular trading platform meets the customers needs.

Finding the right course may take some time, but the extra effort will be more than worth it. As stated above, the forex market is speculative and carries with it a considerable amount of risk. Virtually everyone associated with forex trading advises traders to gain as much knowledge as possible before entering the market. Bottom line: the best way to learn forex currency trading online is to take advantage of all the tools available.

Thomas D. Houser
The key to successful Forex trading is knowledge.
http://www.bestforexcurrencyinfo.com/

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Why Are You Not Doing The Work You Love To Do?

Life is short on this planet for all of us. Even if you live to be a hundred years old, it quickly passes by. I recently turned 40 and 2006 seemed to have passed much more quickly than years past. It is as if time moves faster as we get older.

Why am I telling you all this? If you have been caught up like 85% of the people who don't like their job, it is time for a change! I guess it is more significant to me now that I am over 40 as I seem to be getting a lot of calls in my business from people my age that are ready to change the direction of their life. I have heard just about every story imaginable from the person working inside when they yearn to work outside to someone feeling trapped in their job and no way out. When I have them on the phone, I am thinking to myself "this is America; there is nothing that you cannot do"!

In fact the bible tells us to enjoy our work. In Ecclesiastes 5:19, it states: Moreover, when God gives any man wealth and possessions, and enables him to enjoy them, to accept his lot and be happy in his work - this is a gift from God. God doesn't want us to be miserable in our lives on this earth. He wants us to be happy and enjoy all that He has blessed us with!

In my early years, I worked a lot of jobs that I absolutely hated. I was a Christmas tree branch maker, a warehouse guy, an inside salesman at a plumbing department and so on and so forth. These were not high on the list of excitement and fun to say the least!

Whatever it is that you do in your life, find something that you enjoy doing. If you are worried about the money and don't think it will fly, the money will come. If you focus on helping others in this life, the rewards will come back to you!

All articles may be freely re-printed or shared as long as the name of the author and their websites are included.

Mark Dotson, a 20-year Wildlife Veteran helps people interested in working with wildlife to fulfill their dream. Author of the soon to be released "King of Cages!" book and ebook. Sign up for a regular e-newsletter about working in the field of Wildlife Management at our website. Need help with a wildlife problem or want to start your own business, visit this site http://www.aallanimalcontrol.com/franchise.cfm Need supplies to solve your own problem, check out this site http://www.wildlifedamagecontrol.net

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Why Should I Care About Tinted Windows

If you live in an area like Texas, California, or Florida tinted windows arent as much an option as they are a necessity. I know I missed a few locations, but you get my point. In areas where the temperatures get very hot and the sun is out nearly all the time window tinting is even more important. Lets take a look at some of the reasons you would want tinted windows.

First lets talk about automotive window tinting. If you own a vehicle then you know how hot it can get inside without tinted windows but there are other issues as well. The suns rays will fade your vehicles interior and will also weaken the fibers. If you have a leather interior the rays will cause it to dry and crack. Applying window tint can prevent much of this as well as keep the temperature of the inside of your car from getting over heated from the sun. Just remember that there are still laws regarding visibility in the United States and you need to check the local ordinances if you are applying the window tint yourself.

Another use for window tint is in your home. If your house is situated so that it gets a lot of sun coming through the windows during the morning and evening hours then you may want to consider tinting the windows. Again just as is the case with automobile interiors the rays of the sun will fade and damage your carpets, wood floors, furnishings, and even the paint on your walls. In addition the heat from the rays of the sun will put a lot of strain on your cooling unit as it tries to keep the house at a modest temperature setting while the suns rays are heating it up. You will not believe the energy savings you will see after you have applied residential window tinting to your home.

Finally, if you own a business with lots of windows exposed to the sun you should consider commercial window tinting for the same reasons I have described for the home. If you own a restaurant with many windows then it will make your customers feel much more comfortable not to have the sun beating in on them while they are trying to enjoy a nice meal. In addition any business with numerous windows will have an excessive power bill due to the over heating from the suns rays and the loss of cooling through the windows.

Window tinting is not optional in areas of the world where the heat and suns rays are intense. Proper application is actually an investment that will protect your assets and make them last longer and will in the long run save you money.

Gregg Hall is an author and internet marketing consultant living in Navarre Florida. Find more information on window tinting at http://www.windowtintingservices.com

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Make Sure Your Loved Ones Are Protected

Of course we all want to remain optimistic for the future which could perhaps cause some of us to shy away from the notion of life insurance - it can feel like a rather morbid thing to be considering. Maybe it's necessary to think objectively about why it's a good idea, imagine, for instance, what would happen to your family if you were to pass away today. Would they be able to cope financially if your current life insurance is insufficient or you have no cover at all? Consider for a moment the impact on your families income should your contribution be taken away.

To be blunt, for anyone with a family depending on their income life insurance is a must. Essentially, as with any insurance policy, you're paying for piece of mind, the confidence that should those who mean the most to you no longer be able to depend on your financial support they will at least be able to maintain the standard of life you would want them to.

If you are the main breadwinner it should at least be a priority to have enough life cover to pay off your mortgage and other significant debts, leaving your family with the burden of debts they can't afford to pay off isn't something anyone would want as a legacy. Yet somewhat surprisingly as many as a quarter of homeowners don't have enough cover to pay off the mortgage, a fact which serves to point towards a gaping disparity in the UK between the cover we should have and that which we currently do have reports suggest we're a staggering 2,000,000,000,000 short!

So if you haven't already it really is time to give life insurance some though, here's a brief guide to the options:

The basic types of policy are term insurance, endowment insurance and whole life insurance.

Of these term insurance is the most affordable option. This is a policy that will run for a specific period of time as chosen by you at the time of application. There are a few possibilities here level term insurance where the sum insured will remain level, decreasing term or mortgage protection insurance which will see the sum decreasing in line with the reducing balance of a capital repayment mortgage or increasing term where the sum will increase according to RPI or a fixed percentage. It is worth bearing in mind that the policy will only pay out if you expire before it does.

As the name suggests whole life insurance provides cover throughout your life and will only end at the point of your death, regardless of how old you live to be. In many cases they will be associated with an investment and thus prone fluctuating premiums. Because a payout is pretty much guaranteed Whole life insurance can be pricey.

Endowment policies are often taken out with decreasing term insurance to hopefully counterbalance diminishing payout based on a decreasing mortgage debt. Their accumulation does however depend on investment markets so nothing is guaranteed.

Copyright (c) 2007 Jay Smith

What would happen to your family if you werent there or were unable to earn a living? For great value Life Insurance visit Asda Finance now

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6 Pocket Rockets

Just because your car is small, doesnt mean that it has to be slow. In fact, some of the fastest cars on the road today are subcompacts. How so? Because their owners have modified them to the point where they can squeeze out additional horsepower and acceleration. Lets take a look at six cars that qualify as genuine "pocket rockets."

For the sake of argument, here are some ground rules for a pocket rocket:

The car must be a compact or smaller.

The engine must be normally aspirated; no turbo charged cars four cylinders only.

New versions of the car must all retail for less than $20,000.

The following six cars all qualify as pocket rockets when each of the above stipulations has been met:

Dodge Neon; Ford Focus; Honda Civic; Scion tC; Subaru Impreza; and Volkswagen Golf.

Unfortunately, the Mitsubishi Eclipse retails for just above $20,000 so it does not qualify. Besides, it looks too much like a sports car; we are only examining those vehicles that are somewhat plain before being transformed by aftermarket parts.

Dodge Neon Technically, the Neon is no longer in production as 2005 was its last model year. Still, with a 2.0L 132hp engine, the Neon remains an affordable favorite of the youth set who enjoy customizing their vehicles

Ford Focus A lemon no more! Earlier models of the Focus were problem plagued, but the car has made significant strides in the past few years and has received Consumer Reports recommended buy label too. The stubby ZX3 produces 136 horses with its 2.0L engine.

Honda Civic Redesigned for 2006, the Civic has been a fan favorite for over thirty years. Its teeny 1.8L engine pushes out an impressive 140 horses. The new Civic is a far cry from the pregnant roller skate look of the first Civics. Owners are grateful.

Scion tC - Unlike its two boxy brethren, the tC is sleek looking and has a rocket demeanor. With a 2.3L under its hood, the tC has the second largest engine of any car in this class. You net 160 horses with the Scion.

Subaru Impreza The biggest car in this class has the most powerful engine, a 2.5L boxter engine producing 173 horses. Very competitive with larger and more powerful cars, but a favorite among "pocket rocket" fans nevertheless.

VW Golf A 2.0L 115hp drives the Golf, but the cars light weight allows for it to buzz down the highway at a fairly good clip.

Favorite ways of squeezing out additional power for pocket rocket owners include installing the following hot selling aftermarket parts:

Reusable air filters; top providers include: K&N and Green.

Cold air intake systems; favorites include: K&N, AEM, and Airaid.

Cat-back exhaust systems; leading manufacturers include: Magnaflow and Vibrant.

Performance chips; Hypertech and Jet Chips lead the way.

Performance level increases are measured in horsepower, thrust, and acceleration. Depending on the parts installed and model selected, improvements can range from slight to significant. Regardless, all six models have the potential of becoming true pocket rockets and that is part of the thrill in owning one.

Matt Keegan is a freelance writer for Auto Parts Warehouse an online wholesaler encouraging owners to renew their relationship with their cars. At APW, we sell performance chips including Hypertech Performance Chips.

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Insurance For DJs

DJ Insurance

Insurance is a very important consideration for the mobile DJ entertainer. There are many companies that provide DJ insurance and they should be compared carefully before the DJ chooses an insuance provider.

DJing has become much more of a respected job in the last few years, and since mobile DJs have to transport their equipment by vehicle, most car insurance providers have now started providing DJs with liability insurance.

Cost of the premium for the DJ insurance should not serve as the chief purchasing decision. Rather, the effectiveness of the policy should outweigh all other factors in the decision making process. You get what you pay for.

The saying with insurance is, "It's better to have it and not need it than to need it and not have it." How true.

You do not want to be stuck without DJ insurance. As a DJ, you are a subcontractor, and though you will be setting up equipment on outside grounds, you will not be covered under the insurance policy of the catering halls or restaurants you provide services in. You have to protect your neck.

You will need your own DJ insurance policy, and now is the time to start pricing one. It is a simple matter of visiting the websites of several insurance carriers and filling out many of their quotes online. You are not commited to purchasing, and you will find the best plans and rates. You should go to the websites of many of the car insurance providers and fill out their DJ insurance forms online. If they're not readily available, email your request.

Let the DJ insurance companies fight for your business. By filling out the forms online, you will not even have to leave your house, and you will be protecting your future. The last thing you want is a lawsuit because some drunk party guest tripped near your speaker. Without insurance, you can be help personally responsible.

Whether you plan on starting your career as a mobile DJ tomorrow or a year from now, the time to find the right DJ insurance policy is now. It's more important than any of the DJ equipment you will use.

Do not proceed any further in your DJ career until you've filled out at least three insurance quotes. It will be the wisest move you make in your DJ career. I guarantee it.

Fill those quotes out now.

Ray Mardo serves as a consultant and training director for the top DJ entertainment companies on the East Coast. He is the author of the best selling DJ training course "Making Money As A Mobile Entertainer." Ray is semiretired from DJing and is enjoying a career online and as a filmmaker/writer. More info on DJ insurance can be accessed at http://www.raymardo.com/dj-insurance.html

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